Call reports 2016
AMISTAD BANK — 2016
What AMISTAD BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 28,576,000 | 28,751,000 | 28,223,000 | 27,969,000 |
| Total loans | 16,628,000 | 17,626,000 | 19,280,000 | 20,101,000 |
| Allowance for loan losses | 253,000 | 274,000 | 263,000 | 293,000 |
| Securities available for sale | 1,706,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,493,000 | 24,455,000 | 23,979,000 | 23,778,000 |
| Interest-bearing deposits | 16,749,000 | 16,934,000 | 16,633,000 | 17,130,000 |
| Noninterest-bearing deposits | 7,744,000 | 7,521,000 | 7,346,000 | 6,648,000 |
| Equity capital | 3,731,000 | 3,805,000 | 3,851,000 | 3,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 275,000 | 577,000 | 895,000 | 1,247,000 |
| Interest expense | 29,000 | 57,000 | 84,000 | 110,000 |
| Net interest income | 246,000 | 520,000 | 811,000 | 1,137,000 |
| Noninterest income | 150,000 | 355,000 | 495,000 | 607,000 |
| Noninterest expense | 355,000 | 713,000 | 1,055,000 | 1,430,000 |
| Provision for loan losses | 6,000 | 28,000 | 45,000 | 75,000 |
| Pretax income | 35,000 | 174,000 | 244,000 | 277,000 |
| Income tax | 13,000 | 61,000 | 86,000 | 98,000 |
| Net income | 22,000 | 113,000 | 158,000 | 179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,715,000 | 3,805,000 | 3,851,000 | 3,872,000 |
| Total capital | 3,968,000 | 4,069,000 | 4,114,000 | 4,142,000 |
| Risk-weighted assets | 20,332,000 | 21,151,000 | 22,039,000 | 21,539,000 |