Call reports 2015
AMISTAD BANK — 2015
What AMISTAD BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 27,788,000 | 28,903,000 | 28,753,000 | 28,482,000 |
| Total loans | 14,607,000 | 15,677,000 | 16,681,000 | 15,120,000 |
| Allowance for loan losses | 252,000 | 246,000 | 253,000 | 257,000 |
| Securities available for sale | 2,027,000 | 1,924,000 | 1,844,000 | 1,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,832,000 | 24,916,000 | 24,670,000 | 24,431,000 |
| Interest-bearing deposits | 17,019,000 | 18,255,000 | 18,028,000 | 17,682,000 |
| Noninterest-bearing deposits | 6,813,000 | 6,661,000 | 6,642,000 | 6,749,000 |
| Equity capital | 3,598,000 | 3,607,000 | 3,656,000 | 3,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 268,000 | 552,000 | 842,000 | 1,143,000 |
| Interest expense | 28,000 | 60,000 | 94,000 | 126,000 |
| Net interest income | 240,000 | 492,000 | 748,000 | 1,017,000 |
| Noninterest income | 147,000 | 272,000 | 416,000 | 601,000 |
| Noninterest expense | 347,000 | 687,000 | 1,017,000 | 1,390,000 |
| Provision for loan losses | 4,000 | 10,000 | 16,000 | 20,000 |
| Pretax income | 36,000 | 67,000 | 131,000 | 208,000 |
| Income tax | 12,000 | 23,000 | 47,000 | 74,000 |
| Net income | 24,000 | 44,000 | 84,000 | 134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,566,000 | 3,607,000 | 3,644,000 | 3,692,000 |
| Total capital | 3,799,000 | 3,850,000 | 3,887,000 | 3,927,000 |
| Risk-weighted assets | 18,630,000 | 19,449,000 | 19,556,000 | 18,727,000 |