Call reports 2014
AMISTAD BANK — 2014
What AMISTAD BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 27,610,000 | 25,599,000 | 26,676,000 | 27,963,000 |
| Total loans | 14,177,000 | 14,543,000 | 15,948,000 | 15,101,000 |
| Allowance for loan losses | 245,000 | 246,000 | 246,000 | 248,000 |
| Securities available for sale | 2,296,000 | 2,235,000 | 2,134,000 | 2,081,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,898,000 | 21,809,000 | 22,807,000 | 22,572,000 |
| Interest-bearing deposits | 16,906,000 | 15,098,000 | 16,281,000 | 16,481,000 |
| Noninterest-bearing deposits | 6,992,000 | 6,711,000 | 6,526,000 | 6,090,000 |
| Equity capital | 3,355,000 | 3,407,000 | 3,458,000 | 3,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 289,000 | 585,000 | 881,000 | 1,264,000 |
| Interest expense | 31,000 | 63,000 | 94,000 | 125,000 |
| Net interest income | 258,000 | 522,000 | 787,000 | 1,139,000 |
| Noninterest income | 129,000 | 274,000 | 421,000 | 609,000 |
| Noninterest expense | 332,000 | 670,000 | 997,000 | 1,394,000 |
| Provision for loan losses | 5,000 | 6,000 | 6,000 | 8,000 |
| Pretax income | 50,000 | 120,000 | 205,000 | 346,000 |
| Income tax | 18,000 | 42,000 | 71,000 | 119,000 |
| Net income | 32,000 | 78,000 | 134,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,364,000 | 3,409,000 | 3,465,000 | 3,558,000 |
| Total capital | 3,584,000 | 3,644,000 | 3,700,000 | 3,794,000 |
| Risk-weighted assets | 17,559,000 | 18,787,000 | 22,317,000 | 21,836,000 |