Call reports 2013
AMISTAD BANK — 2013
What AMISTAD BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 27,673,000 | 26,761,000 | 27,895,000 | 28,115,000 |
| Total loans | 13,918,000 | 13,597,000 | 13,734,000 | 14,321,000 |
| Allowance for loan losses | 239,000 | 239,000 | 239,000 | 240,000 |
| Securities available for sale | 2,769,000 | 2,550,000 | 2,415,000 | 2,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,052,000 | 23,128,000 | 24,186,000 | 24,439,000 |
| Interest-bearing deposits | 17,991,000 | 17,063,000 | 17,679,000 | 17,519,000 |
| Noninterest-bearing deposits | 6,061,000 | 6,066,000 | 6,507,000 | 6,920,000 |
| Equity capital | 3,224,000 | 3,217,000 | 3,259,000 | 3,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 284,000 | 572,000 | 852,000 | 1,141,000 |
| Interest expense | 45,000 | 86,000 | 121,000 | 154,000 |
| Net interest income | 239,000 | 486,000 | 731,000 | 987,000 |
| Noninterest income | 142,000 | 286,000 | 442,000 | 610,000 |
| Noninterest expense | 347,000 | 689,000 | 1,013,000 | 1,357,000 |
| Provision for loan losses | 7,000 | 7,000 | 7,000 | 8,000 |
| Pretax income | 27,000 | 76,000 | 153,000 | 232,000 |
| Income tax | 9,000 | 26,000 | 52,000 | 79,000 |
| Net income | 18,000 | 50,000 | 101,000 | 153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,196,000 | 3,228,000 | 3,279,000 | 3,332,000 |
| Total capital | 3,410,000 | 3,442,000 | 3,487,000 | 3,548,000 |
| Risk-weighted assets | 17,109,000 | 16,350,000 | 16,594,000 | 17,239,000 |