Call reports 2012
AMISTAD BANK — 2012
What AMISTAD BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 22,941,000 | 24,215,000 | 24,554,000 | 33,522,000 |
| Total loans | 14,042,000 | 13,788,000 | 13,626,000 | 14,763,000 |
| Allowance for loan losses | 244,000 | 246,000 | 235,000 | 242,000 |
| Securities available for sale | 2,292,000 | 2,254,000 | 2,133,000 | 1,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,358,000 | 20,569,000 | 20,782,000 | 29,833,000 |
| Interest-bearing deposits | 14,074,000 | 14,420,000 | 14,300,000 | 15,111,000 |
| Noninterest-bearing deposits | 5,284,000 | 6,149,000 | 6,482,000 | 14,722,000 |
| Equity capital | 3,043,000 | 3,112,000 | 3,206,000 | 3,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 277,000 | 576,000 | 885,000 | 1,181,000 |
| Interest expense | 35,000 | 71,000 | 109,000 | 149,000 |
| Net interest income | 242,000 | 505,000 | 776,000 | 1,032,000 |
| Noninterest income | 161,000 | 340,000 | 514,000 | 669,000 |
| Noninterest expense | 340,000 | 703,000 | 1,037,000 | 1,423,000 |
| Provision for loan losses | 2,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 61,000 | 139,000 | 248,000 | 272,000 |
| Income tax | 24,000 | 54,000 | 86,000 | 94,000 |
| Net income | 37,000 | 85,000 | 162,000 | 178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,037,000 | 3,086,000 | 3,162,000 | 3,178,000 |
| Total capital | 3,242,000 | 3,291,000 | 3,366,000 | 3,404,000 |
| Risk-weighted assets | 16,425,000 | 16,370,000 | 16,302,000 | 17,300,000 |