Call reports 2011
AMISTAD BANK — 2011
What AMISTAD BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 20,097,000 | 21,122,000 | 22,449,000 | 22,714,000 |
| Total loans | 14,207,000 | 14,091,000 | 14,185,000 | 14,019,000 |
| Allowance for loan losses | 237,000 | 239,000 | 241,000 | 242,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,701,000 | 15,647,000 | 16,910,000 | 19,175,000 |
| Interest-bearing deposits | 10,526,000 | 11,149,000 | 12,536,000 | 13,478,000 |
| Noninterest-bearing deposits | 4,175,000 | 4,498,000 | 4,374,000 | 5,697,000 |
| Equity capital | 2,847,000 | 2,900,000 | 2,955,000 | 3,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 276,000 | 558,000 | 833,000 | 1,117,000 |
| Interest expense | 37,000 | 74,000 | 113,000 | 154,000 |
| Net interest income | 239,000 | 484,000 | 720,000 | 963,000 |
| Noninterest income | 159,000 | 333,000 | 518,000 | 674,000 |
| Noninterest expense | 343,000 | 681,000 | 1,016,000 | 1,346,000 |
| Provision for loan losses | 2,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 53,000 | 133,000 | 217,000 | 285,000 |
| Income tax | 18,000 | 45,000 | 74,000 | 97,000 |
| Net income | 35,000 | 88,000 | 143,000 | 188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,847,000 | 2,900,000 | 2,955,000 | 3,000,000 |
| Total capital | 3,049,000 | 3,099,000 | 3,156,000 | 3,208,000 |
| Risk-weighted assets | 16,175,000 | 15,877,000 | 16,047,000 | 15,857,000 |