Call reports 2010
AMISTAD BANK — 2010
What AMISTAD BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 17,900,000 | 18,784,000 | 19,377,000 | 20,011,000 |
| Total loans | 12,802,000 | 13,692,000 | 14,649,000 | 15,104,000 |
| Allowance for loan losses | 227,000 | 229,000 | 230,000 | 236,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,741,000 | 13,476,000 | 13,963,000 | 14,651,000 |
| Interest-bearing deposits | 9,177,000 | 9,406,000 | 10,132,000 | 11,058,000 |
| Noninterest-bearing deposits | 3,564,000 | 4,070,000 | 3,832,000 | 3,593,000 |
| Equity capital | 2,636,000 | 2,697,000 | 2,777,000 | 2,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 258,000 | 537,000 | 821,000 | 1,113,000 |
| Interest expense | 47,000 | 85,000 | 124,000 | 163,000 |
| Net interest income | 211,000 | 452,000 | 697,000 | 950,000 |
| Noninterest income | 145,000 | 328,000 | 545,000 | 739,000 |
| Noninterest expense | 341,000 | 672,000 | 1,011,000 | 1,403,000 |
| Provision for loan losses | 2,000 | 3,000 | 4,000 | 6,000 |
| Pretax income | 13,000 | 105,000 | 227,000 | 280,000 |
| Income tax | 4,000 | 36,000 | 77,000 | 95,000 |
| Net income | 9,000 | 69,000 | 150,000 | 185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,636,000 | 2,697,000 | 2,777,000 | 2,812,000 |
| Total capital | 2,819,000 | 2,899,000 | 2,991,000 | 3,028,000 |
| Risk-weighted assets | 14,596,000 | 15,401,000 | 16,367,000 | 16,476,000 |