Call reports 2009
AMISTAD BANK — 2009
What AMISTAD BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 17,329,000 | 17,521,000 | 18,170,000 | 18,848,000 |
| Total loans | 13,815,000 | 13,156,000 | 12,573,000 | 12,662,000 |
| Allowance for loan losses | 220,000 | 221,000 | 224,000 | 226,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,163,000 | 12,106,000 | 12,426,000 | 11,427,000 |
| Interest-bearing deposits | 7,809,000 | 8,382,000 | 8,427,000 | 7,666,000 |
| Noninterest-bearing deposits | 3,354,000 | 3,724,000 | 3,999,000 | 3,761,000 |
| Equity capital | 2,494,000 | 2,554,000 | 2,593,000 | 2,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 268,000 | 538,000 | 812,000 | 1,076,000 |
| Interest expense | 54,000 | 111,000 | 164,000 | 212,000 |
| Net interest income | 214,000 | 427,000 | 648,000 | 864,000 |
| Noninterest income | 238,000 | 430,000 | 594,000 | 839,000 |
| Noninterest expense | 313,000 | 625,000 | 948,000 | 1,358,000 |
| Provision for loan losses | 2,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 137,000 | 229,000 | 289,000 | 339,000 |
| Income tax | 47,000 | 78,000 | 99,000 | 115,000 |
| Net income | 90,000 | 151,000 | 190,000 | 224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,494,000 | 2,554,000 | 2,593,000 | 2,628,000 |
| Total capital | 2,683,000 | 2,738,000 | 2,775,000 | 2,815,000 |
| Risk-weighted assets | 14,348,000 | 13,913,000 | 13,772,000 | 14,163,000 |