Call reports 2026
AUSTIN CAPITAL BANK SSB — 2026
What AUSTIN CAPITAL BANK SSB reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 422,410,000 | 395,450,000 |
| Total loans | 379,944,000 | 341,216,000 |
| Allowance for loan losses | 1,599,000 | 1,605,000 |
| Securities available for sale | 6,219,000 | 6,247,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 336,338,000 | 308,399,000 |
| Interest-bearing deposits | 327,157,000 | 288,503,000 |
| Noninterest-bearing deposits | 9,181,000 | 19,896,000 |
| Equity capital | 42,489,000 | 43,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,083,000 | 15,569,000 |
| Interest expense | 914,000 | 1,802,000 |
| Net interest income | 7,169,000 | 13,767,000 |
| Noninterest income | 1,555,000 | 3,873,000 |
| Noninterest expense | 7,648,000 | 15,174,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,076,000 | 2,577,000 |
| Income tax | 228,000 | 544,000 |
| Net income | 848,000 | 2,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 41,088,000 | 41,973,000 |
| Total capital | 42,430,000 | 43,320,000 |
| Risk-weighted assets | 107,086,000 | 107,518,000 |