Call reports 2019
AUSTIN CAPITAL BANK SSB — 2019
What AUSTIN CAPITAL BANK SSB reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 104,850,000 | 128,255,000 | 127,644,000 | 139,109,000 |
| Total loans | 84,403,000 | 100,431,000 | 100,204,000 | 94,756,000 |
| Allowance for loan losses | 837,000 | 862,000 | 862,000 | 862,000 |
| Securities available for sale | 2,103,000 | 2,083,000 | 2,020,000 | 1,967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,988,000 | 85,963,000 | 87,708,000 | 105,557,000 |
| Interest-bearing deposits | 62,317,000 | 72,020,000 | 75,012,000 | 86,522,000 |
| Noninterest-bearing deposits | 8,671,000 | 13,943,000 | 12,696,000 | 19,035,000 |
| Equity capital | 13,077,000 | 13,900,000 | 13,921,000 | 14,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,245,000 | 2,769,000 | 4,449,000 | 6,021,000 |
| Interest expense | 366,000 | 906,000 | 1,518,000 | 2,035,000 |
| Net interest income | 879,000 | 1,863,000 | 2,931,000 | 3,986,000 |
| Noninterest income | 2,795,000 | 8,177,000 | 13,259,000 | 17,392,000 |
| Noninterest expense | 3,466,000 | 8,787,000 | 14,883,000 | 20,059,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 25,000 |
| Pretax income | 208,000 | 1,228,000 | 1,282,000 | 1,294,000 |
| Income tax | 34,000 | 259,000 | 280,000 | 288,000 |
| Net income | 174,000 | 969,000 | 1,002,000 | 1,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,063,000 | 13,858,000 | 13,891,000 | 14,037,000 |
| Total capital | 13,853,000 | 14,720,000 | 14,753,000 | 14,797,000 |
| Risk-weighted assets | 63,202,000 | 73,000,000 | 71,018,000 | 60,712,000 |