Call reports 2018
AUSTIN CAPITAL BANK SSB — 2018
What AUSTIN CAPITAL BANK SSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 105,060,000 | 99,740,000 | 102,700,000 | 105,746,000 |
| Total loans | 83,987,000 | 80,123,000 | 79,694,000 | 82,003,000 |
| Allowance for loan losses | 837,000 | 837,000 | 837,000 | 837,000 |
| Securities available for sale | 2,329,000 | 2,264,000 | 2,183,000 | 2,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,314,000 | 78,289,000 | 73,729,000 | 70,394,000 |
| Interest-bearing deposits | 79,674,000 | 71,660,000 | 65,511,000 | 62,565,000 |
| Noninterest-bearing deposits | 3,640,000 | 6,629,000 | 8,218,000 | 7,829,000 |
| Equity capital | 12,659,000 | 12,762,000 | 12,854,000 | 12,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,491,000 | 2,848,000 | 4,153,000 | 5,429,000 |
| Interest expense | 208,000 | 424,000 | 692,000 | 1,129,000 |
| Net interest income | 1,283,000 | 2,424,000 | 3,461,000 | 4,300,000 |
| Noninterest income | 339,000 | 1,482,000 | 3,097,000 | 5,788,000 |
| Noninterest expense | 1,389,000 | 3,524,000 | 6,021,000 | 9,347,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 233,000 | 382,000 | 537,000 | 741,000 |
| Income tax | 48,000 | 92,000 | 141,000 | 332,000 |
| Net income | 185,000 | 290,000 | 396,000 | 409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,464,000 | 12,319,000 | 12,876,000 | 12,889,000 |
| Total capital | 13,213,000 | 13,056,000 | 13,636,000 | 13,663,000 |
| Risk-weighted assets | 59,841,000 | 58,825,000 | 60,742,000 | 61,916,000 |