Call reports 2011
AUSTIN CAPITAL BANK SSB — 2011
What AUSTIN CAPITAL BANK SSB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 40,273,000 | 39,011,000 | 38,698,000 | 36,053,000 |
| Total loans | 28,171,000 | 26,356,000 | 25,821,000 | 26,607,000 |
| Allowance for loan losses | 470,000 | 459,000 | 475,000 | 562,000 |
| Securities available for sale | 2,426,000 | 2,118,000 | 1,398,000 | 1,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,522,000 | 29,246,000 | 29,045,000 | 27,570,000 |
| Interest-bearing deposits | 27,750,000 | 26,808,000 | 25,955,000 | 26,113,000 |
| Noninterest-bearing deposits | 2,772,000 | 2,438,000 | 3,090,000 | 1,457,000 |
| Equity capital | 6,892,000 | 6,937,000 | 6,796,000 | 6,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 497,000 | 1,034,000 | 1,550,000 | 2,065,000 |
| Interest expense | 108,000 | 207,000 | 302,000 | 390,000 |
| Net interest income | 389,000 | 827,000 | 1,248,000 | 1,675,000 |
| Noninterest income | 63,000 | 207,000 | 313,000 | 329,000 |
| Noninterest expense | 605,000 | 1,237,000 | 1,926,000 | 3,175,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -153,000 | -203,000 | -295,000 | -1,101,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 11,000 |
| Net income | -156,000 | -209,000 | -304,000 | -1,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,910,000 | 6,857,000 | 6,762,000 | 5,990,000 |
| Total capital | 7,240,000 | 7,167,000 | 7,064,000 | 6,295,000 |
| Risk-weighted assets | 26,303,000 | 24,638,000 | 23,956,000 | 24,118,000 |