Call reports 2017
AMERICAS UNITED BANK — 2017
What AMERICAS UNITED BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 233,493,000 | 240,933,000 | 237,673,000 | 235,231,000 |
| Total loans | 203,669,000 | 197,402,000 | 197,578,000 | 210,943,000 |
| Allowance for loan losses | 2,466,000 | 2,466,000 | 2,466,000 | 2,211,000 |
| Securities available for sale | 7,955,000 | 7,579,000 | 7,164,000 | 6,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,335,000 | 208,133,000 | 204,174,000 | 205,172,000 |
| Interest-bearing deposits | 167,175,000 | 175,565,000 | 170,890,000 | 173,396,000 |
| Noninterest-bearing deposits | 34,160,000 | 32,568,000 | 33,284,000 | 31,776,000 |
| Equity capital | 27,445,000 | 27,922,000 | 28,408,000 | 28,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,180,000 | 4,588,000 | 6,981,000 | 9,455,000 |
| Interest expense | 286,000 | 606,000 | 951,000 | 1,330,000 |
| Net interest income | 1,894,000 | 3,982,000 | 6,030,000 | 8,125,000 |
| Noninterest income | 122,000 | 233,000 | 360,000 | 461,000 |
| Noninterest expense | 1,449,000 | 2,910,000 | 4,282,000 | 5,714,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 567,000 | 1,305,000 | 2,108,000 | 2,872,000 |
| Income tax | 233,000 | 550,000 | 881,000 | 1,091,000 |
| Net income | 334,000 | 755,000 | 1,227,000 | 1,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,284,000 | 27,063,000 | 27,894,000 | 28,678,000 |
| Total capital | 28,820,000 | 29,596,000 | 30,430,000 | 30,959,000 |
| Risk-weighted assets | 209,736,000 | 202,544,000 | 204,449,000 | 218,051,000 |