Call reports 2016
AMERICAS UNITED BANK — 2016
What AMERICAS UNITED BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 212,882,000 | 222,708,000 | 227,327,000 | 232,667,000 |
| Total loans | 173,777,000 | 186,012,000 | 191,901,000 | 189,437,000 |
| Allowance for loan losses | 2,451,000 | 2,454,000 | 2,466,000 | 2,466,000 |
| Securities available for sale | 10,081,000 | 9,612,000 | 9,058,000 | 8,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,931,000 | 191,451,000 | 195,410,000 | 200,853,000 |
| Interest-bearing deposits | 147,416,000 | 159,739,000 | 160,546,000 | 167,391,000 |
| Noninterest-bearing deposits | 34,515,000 | 31,712,000 | 34,864,000 | 33,462,000 |
| Equity capital | 26,200,000 | 26,477,000 | 26,837,000 | 27,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,974,000 | 3,984,000 | 6,149,000 | 8,383,000 |
| Interest expense | 211,000 | 470,000 | 738,000 | 1,010,000 |
| Net interest income | 1,763,000 | 3,514,000 | 5,411,000 | 7,373,000 |
| Noninterest income | 165,000 | 320,000 | 452,000 | 582,000 |
| Noninterest expense | 1,565,000 | 3,065,000 | 4,503,000 | 6,010,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 363,000 | 769,000 | 1,360,000 | 1,945,000 |
| Income tax | 152,000 | 323,000 | 566,000 | 807,000 |
| Net income | 211,000 | 446,000 | 794,000 | 1,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,164,000 | 24,611,000 | 25,224,000 | 25,736,000 |
| Total capital | 26,424,000 | 27,025,000 | 27,705,000 | 28,178,000 |
| Risk-weighted assets | 179,898,000 | 192,445,000 | 197,961,000 | 194,817,000 |
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