Call reports 2012
SAN DIEGO PRIVATE BANK — 2012
What SAN DIEGO PRIVATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 116,556,000 | 120,693,000 | 129,198,000 | 127,313,000 |
| Total loans | 73,763,000 | 72,226,000 | 87,801,000 | 69,288,000 |
| Allowance for loan losses | 1,940,000 | 2,008,000 | 1,917,000 | 1,925,000 |
| Securities available for sale | 14,451,000 | 13,824,000 | 11,712,000 | 6,224,000 |
| Securities held to maturity | 34,000 | 34,000 | 34,000 | 34,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,908,000 | 97,793,000 | 106,065,000 | 105,371,000 |
| Interest-bearing deposits | 59,943,000 | 58,989,000 | 58,080,000 | 56,556,000 |
| Noninterest-bearing deposits | 33,965,000 | 38,804,000 | 47,985,000 | 48,815,000 |
| Equity capital | 12,670,000 | 12,832,000 | 13,108,000 | 12,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,210,000 | 2,416,000 | 3,642,000 | 4,941,000 |
| Interest expense | 177,000 | 338,000 | 501,000 | 653,000 |
| Net interest income | 1,033,000 | 2,078,000 | 3,141,000 | 4,288,000 |
| Noninterest income | 138,000 | 412,000 | 698,000 | 778,000 |
| Noninterest expense | 1,162,000 | 2,470,000 | 3,679,000 | 4,957,000 |
| Provision for loan losses | 0 | -140,000 | -235,000 | -235,000 |
| Pretax income | 9,000 | 160,000 | 395,000 | 447,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 9,000 | 159,000 | 394,000 | 446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,842,000 | 12,977,000 | 13,212,000 | 13,265,000 |
| Total capital | 13,741,000 | 13,845,000 | 14,293,000 | 14,134,000 |
| Risk-weighted assets | 70,635,000 | 68,027,000 | 85,407,000 | 68,214,000 |