Call reports 2015
PATRIOT BANK — 2015
What PATRIOT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 1,371,208,000 | 1,381,577,000 | 1,434,940,000 |
| Total loans | 979,304,000 | 1,020,440,000 | 1,091,359,000 |
| Allowance for loan losses | 10,684,000 | 10,819,000 | 10,925,000 |
| Securities available for sale | 273,308,000 | 259,018,000 | 195,709,000 |
| Securities held to maturity | 1,514,000 | 1,350,000 | 1,253,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 1,106,274,000 | 1,086,081,000 | 1,063,729,000 |
| Interest-bearing deposits | 939,926,000 | 907,211,000 | 889,585,000 |
| Noninterest-bearing deposits | 166,348,000 | 178,870,000 | 174,144,000 |
| Equity capital | 148,008,000 | 149,632,000 | 152,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 11,898,000 | 24,052,000 | 37,170,000 |
| Interest expense | 2,590,000 | 4,984,000 | 7,354,000 |
| Net interest income | 9,308,000 | 19,068,000 | 29,816,000 |
| Noninterest income | 2,907,000 | 5,588,000 | 8,500,000 |
| Noninterest expense | 9,688,000 | 18,979,000 | 29,254,000 |
| Provision for loan losses | 0 | 0 | -393,000 |
| Pretax income | 3,068,000 | 6,218,000 | 10,428,000 |
| Income tax | 998,000 | 2,015,000 | 3,398,000 |
| Net income | 2,070,000 | 4,203,000 | 7,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 141,681,000 | 143,829,000 | 146,671,000 |
| Total capital | 152,415,000 | 154,698,000 | 157,646,000 |
| Risk-weighted assets | 1,198,818,000 | 1,247,800,000 | 1,285,988,000 |