Call reports 2014
PATRIOT BANK — 2014
What PATRIOT BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,262,987,000 | 1,314,350,000 | 1,368,451,000 | 1,404,489,000 |
| Total loans | 874,546,000 | 936,019,000 | 956,525,000 | 957,723,000 |
| Allowance for loan losses | 12,824,000 | 12,734,000 | 12,651,000 | 11,112,000 |
| Securities available for sale | 284,943,000 | 250,740,000 | 323,980,000 | 311,124,000 |
| Securities held to maturity | 2,116,000 | 1,998,000 | 1,809,000 | 1,661,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,000,972,000 | 1,027,423,000 | 1,084,617,000 | 1,114,913,000 |
| Interest-bearing deposits | 866,963,000 | 900,630,000 | 947,595,000 | 958,968,000 |
| Noninterest-bearing deposits | 134,009,000 | 126,793,000 | 137,022,000 | 155,945,000 |
| Equity capital | 138,384,000 | 141,326,000 | 143,233,000 | 145,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 11,646,000 | 23,655,000 | 36,096,000 | 48,825,000 |
| Interest expense | 2,561,000 | 4,988,000 | 7,637,000 | 10,409,000 |
| Net interest income | 9,085,000 | 18,667,000 | 28,459,000 | 38,416,000 |
| Noninterest income | 2,521,000 | 7,209,000 | 12,471,000 | 15,614,000 |
| Noninterest expense | 9,091,000 | 20,486,000 | 32,049,000 | 42,344,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,250,000 |
| Pretax income | 3,059,000 | 6,156,000 | 9,865,000 | 14,383,000 |
| Income tax | 1,038,000 | 2,090,000 | 3,338,000 | 4,879,000 |
| Net income | 2,021,000 | 4,066,000 | 6,527,000 | 9,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,750,000 | 135,858,000 | 138,393,000 | 139,447,000 |
| Total capital | 145,653,000 | 148,592,000 | 151,044,000 | 150,559,000 |
| Risk-weighted assets | 951,278,000 | 1,021,134,000 | 1,088,668,000 | 1,148,009,000 |