Call reports 2013
PATRIOT BANK — 2013
What PATRIOT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,182,118,000 | 1,215,200,000 | 1,240,823,000 | 1,273,644,000 |
| Total loans | 845,624,000 | 870,394,000 | 851,056,000 | 847,942,000 |
| Allowance for loan losses | 14,851,000 | 13,475,000 | 13,061,000 | 14,303,000 |
| Securities available for sale | 238,060,000 | 217,370,000 | 295,632,000 | 353,024,000 |
| Securities held to maturity | 3,279,000 | 2,856,000 | 2,397,000 | 2,252,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 984,337,000 | 1,025,552,000 | 1,053,634,000 | 1,042,575,000 |
| Interest-bearing deposits | 872,521,000 | 900,984,000 | 927,504,000 | 911,178,000 |
| Noninterest-bearing deposits | 111,816,000 | 124,568,000 | 126,129,000 | 131,397,000 |
| Equity capital | 132,707,000 | 132,604,000 | 134,195,000 | 135,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 11,554,000 | 23,026,000 | 34,500,000 | 46,244,000 |
| Interest expense | 3,256,000 | 6,397,000 | 9,454,000 | 12,349,000 |
| Net interest income | 8,298,000 | 16,629,000 | 25,046,000 | 33,895,000 |
| Noninterest income | 7,779,000 | 16,082,000 | 24,877,000 | 28,892,000 |
| Noninterest expense | 13,768,000 | 27,908,000 | 40,927,000 | 50,935,000 |
| Provision for loan losses | 0 | 250,000 | 350,000 | 350,000 |
| Pretax income | 2,309,000 | 5,019,000 | 9,112,000 | 12,147,000 |
| Income tax | 781,000 | 1,701,000 | 3,096,000 | 4,123,000 |
| Net income | 1,528,000 | 3,318,000 | 6,016,000 | 8,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,215,000 | 126,903,000 | 129,641,000 | 131,689,000 |
| Total capital | 135,640,000 | 138,592,000 | 141,158,000 | 143,183,000 |
| Risk-weighted assets | 910,691,000 | 933,673,000 | 919,887,000 | 916,659,000 |