Call reports 2012
PATRIOT BANK — 2012
What PATRIOT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,222,832,000 | 1,243,080,000 | 1,224,135,000 | 1,203,922,000 |
| Total loans | 827,376,000 | 826,416,000 | 858,549,000 | 864,754,000 |
| Allowance for loan losses | 15,995,000 | 14,793,000 | 14,935,000 | 15,225,000 |
| Securities available for sale | 269,504,000 | 267,283,000 | 250,444,000 | 234,476,000 |
| Securities held to maturity | 7,560,000 | 6,268,000 | 4,944,000 | 3,871,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 992,564,000 | 1,025,876,000 | 1,015,275,000 | 1,006,249,000 |
| Interest-bearing deposits | 874,798,000 | 904,059,000 | 898,174,000 | 886,072,000 |
| Noninterest-bearing deposits | 117,766,000 | 121,817,000 | 117,101,000 | 120,177,000 |
| Equity capital | 127,308,000 | 129,535,000 | 131,234,000 | 131,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 11,965,000 | 24,159,000 | 36,032,000 | 47,675,000 |
| Interest expense | 3,587,000 | 7,097,000 | 10,579,000 | 13,979,000 |
| Net interest income | 8,378,000 | 17,062,000 | 25,453,000 | 33,696,000 |
| Noninterest income | 5,431,000 | 13,389,000 | 21,693,000 | 28,277,000 |
| Noninterest expense | 12,163,000 | 25,644,000 | 41,033,000 | 55,109,000 |
| Provision for loan losses | 500,000 | 1,828,000 | 1,828,000 | 1,828,000 |
| Pretax income | 1,572,000 | 3,797,000 | 5,411,000 | 6,966,000 |
| Income tax | 529,000 | 1,278,000 | 1,831,000 | 2,358,000 |
| Net income | 1,043,000 | 2,519,000 | 3,580,000 | 4,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,758,000 | 121,273,000 | 122,437,000 | 123,506,000 |
| Total capital | 131,076,000 | 132,831,000 | 134,109,000 | 135,041,000 |
| Risk-weighted assets | 900,202,000 | 920,860,000 | 929,994,000 | 918,536,000 |