Call reports 2011
PATRIOT BANK — 2011
What PATRIOT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,265,656,000 | 1,302,701,000 | 1,261,911,000 | 1,222,763,000 |
| Total loans | 968,128,000 | 932,060,000 | 906,280,000 | 877,442,000 |
| Allowance for loan losses | 19,866,000 | 18,744,000 | 19,491,000 | 15,986,000 |
| Securities available for sale | 185,140,000 | 245,475,000 | 224,028,000 | 236,273,000 |
| Securities held to maturity | 12,568,000 | 12,094,000 | 11,035,000 | 9,009,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,021,445,000 | 1,066,695,000 | 1,025,816,000 | 988,440,000 |
| Interest-bearing deposits | 914,456,000 | 935,863,000 | 912,120,000 | 876,322,000 |
| Noninterest-bearing deposits | 106,989,000 | 130,832,000 | 113,696,000 | 112,118,000 |
| Equity capital | 124,065,000 | 126,796,000 | 128,099,000 | 126,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 13,780,000 | 27,184,000 | 40,495,000 | 53,499,000 |
| Interest expense | 4,279,000 | 8,586,000 | 12,723,000 | 16,599,000 |
| Net interest income | 9,501,000 | 18,598,000 | 27,772,000 | 36,900,000 |
| Noninterest income | 2,964,000 | 7,007,000 | 11,689,000 | 17,120,000 |
| Noninterest expense | 9,037,000 | 18,640,000 | 29,556,000 | 40,789,000 |
| Provision for loan losses | 23,000 | 1,298,000 | 5,178,000 | 12,398,000 |
| Pretax income | 3,717,000 | 6,093,000 | 5,712,000 | 1,972,000 |
| Income tax | 1,263,000 | 2,065,000 | 1,935,000 | 653,000 |
| Net income | 2,454,000 | 4,028,000 | 3,777,000 | 1,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,557,000 | 120,170,000 | 120,495,000 | 118,676,000 |
| Total capital | 131,015,000 | 132,349,000 | 132,248,000 | 130,203,000 |
| Risk-weighted assets | 988,740,000 | 967,220,000 | 932,069,000 | 918,077,000 |