Call reports 2010
PATRIOT BANK — 2010
What PATRIOT BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,316,220,000 | 1,306,405,000 | 1,272,344,000 | 1,261,476,000 |
| Total loans | 1,006,870,000 | 996,932,000 | 981,651,000 | 981,243,000 |
| Allowance for loan losses | 12,638,000 | 12,960,000 | 20,707,000 | 20,696,000 |
| Securities available for sale | 171,160,000 | 223,497,000 | 151,125,000 | 201,420,000 |
| Securities held to maturity | 0 | 0 | 15,628,000 | 13,867,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,063,424,000 | 1,063,321,000 | 1,039,281,000 | 1,022,823,000 |
| Interest-bearing deposits | 964,028,000 | 945,299,000 | 920,522,000 | 894,767,000 |
| Noninterest-bearing deposits | 99,395,000 | 118,022,000 | 118,759,000 | 128,056,000 |
| Equity capital | 123,552,000 | 126,247,000 | 116,858,000 | 122,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 14,514,000 | 29,097,000 | 42,996,000 | 56,419,000 |
| Interest expense | 5,837,000 | 11,329,000 | 16,387,000 | 21,203,000 |
| Net interest income | 8,677,000 | 17,768,000 | 26,609,000 | 35,216,000 |
| Noninterest income | 3,470,000 | 8,923,000 | 13,035,000 | 17,139,000 |
| Noninterest expense | 9,610,000 | 20,451,000 | 31,202,000 | 41,865,000 |
| Provision for loan losses | 4,564,000 | 5,553,000 | 18,415,000 | 18,431,000 |
| Pretax income | -1,196,000 | 1,518,000 | -7,879,000 | -5,847,000 |
| Income tax | -407,000 | 518,000 | -2,653,000 | -1,993,000 |
| Net income | -789,000 | 1,000,000 | -5,226,000 | -3,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,459,000 | 117,288,000 | 109,150,000 | 116,062,000 |
| Total capital | 128,097,000 | 130,248,000 | 121,919,000 | 128,759,000 |
| Risk-weighted assets | 1,032,033,000 | 1,049,219,000 | 1,014,523,000 | 1,015,212,000 |