Call reports 2009
PATRIOT BANK — 2009
What PATRIOT BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,009,591,000 | 1,125,646,000 | 1,134,096,000 | 1,253,297,000 |
| Total loans | 932,801,000 | 974,794,000 | 974,793,000 | 995,927,000 |
| Allowance for loan losses | 7,477,000 | 7,740,000 | 8,624,000 | 8,975,000 |
| Securities available for sale | 10,925,000 | 47,905,000 | 92,161,000 | 152,755,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 747,167,000 | 832,861,000 | 859,330,000 | 998,761,000 |
| Interest-bearing deposits | 677,331,000 | 749,118,000 | 766,793,000 | 908,692,000 |
| Noninterest-bearing deposits | 69,836,000 | 83,743,000 | 92,537,000 | 90,069,000 |
| Equity capital | 113,549,000 | 114,508,000 | 115,462,000 | 124,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 11,823,000 | 24,682,000 | 38,500,000 | 52,956,000 |
| Interest expense | 5,929,000 | 12,056,000 | 18,035,000 | 23,753,000 |
| Net interest income | 5,894,000 | 12,626,000 | 20,465,000 | 29,203,000 |
| Noninterest income | 3,083,000 | 7,784,000 | 11,736,000 | 15,320,000 |
| Noninterest expense | 7,061,000 | 16,055,000 | 24,832,000 | 34,088,000 |
| Provision for loan losses | 353,000 | 1,018,000 | 2,958,000 | 5,903,000 |
| Pretax income | 1,746,000 | 3,337,000 | 4,411,000 | 4,532,000 |
| Income tax | 594,000 | 1,135,000 | 1,501,000 | 1,425,000 |
| Net income | 1,152,000 | 2,202,000 | 2,910,000 | 3,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,172,000 | 106,262,000 | 107,010,000 | 116,208,000 |
| Total capital | 112,649,000 | 114,002,000 | 115,634,000 | 125,183,000 |
| Risk-weighted assets | 940,120,000 | 976,006,000 | 983,657,000 | 1,008,252,000 |