Call reports 2025
MINERS AND MERCHANTS BANK — 2025
What MINERS AND MERCHANTS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 67,521,000 | 68,064,000 | 66,929,000 | 66,846,000 |
| Total loans | 24,635,000 | 24,779,000 | 24,440,000 | 24,384,000 |
| Allowance for loan losses | 149,000 | 150,000 | 150,000 | 150,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 31,198,000 | 30,666,000 | 29,838,000 | 28,813,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,282,000 | 58,789,000 | 57,737,000 | 57,783,000 |
| Interest-bearing deposits | 42,316,000 | 42,098,000 | 41,799,000 | 41,534,000 |
| Noninterest-bearing deposits | 15,966,000 | 16,691,000 | 15,938,000 | 16,249,000 |
| Equity capital | 9,109,000 | 9,158,000 | 9,052,000 | 8,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 536,000 | 1,105,000 | 1,668,000 | 2,237,000 |
| Interest expense | 170,000 | 335,000 | 488,000 | 646,000 |
| Net interest income | 366,000 | 770,000 | 1,180,000 | 1,591,000 |
| Noninterest income | 44,000 | 89,000 | 135,000 | 174,000 |
| Noninterest expense | 412,000 | 811,000 | 1,374,000 | 1,911,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -2,000 | 48,000 | -59,000 | -146,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,000 | 48,000 | -59,000 | -146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,109,000 | 9,158,000 | 9,052,000 | 8,965,000 |
Machine access — free, no API key
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