Call reports 2023
MINERS AND MERCHANTS BANK — 2023
What MINERS AND MERCHANTS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 65,490,000 | 70,236,000 | 68,159,000 | 67,781,000 |
| Total loans | 22,036,000 | 23,496,000 | 24,529,000 | 25,959,000 |
| Allowance for loan losses | 143,000 | 145,000 | 145,000 | 167,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 37,820,000 | 37,291,000 | 36,054,000 | 34,029,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,521,000 | 54,517,000 | 54,790,000 | 57,758,000 |
| Interest-bearing deposits | 37,515,000 | 36,686,000 | 37,010,000 | 40,602,000 |
| Noninterest-bearing deposits | 18,007,000 | 17,831,000 | 17,780,000 | 17,156,000 |
| Equity capital | 9,229,000 | 9,224,000 | 9,176,000 | 9,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 429,000 | 868,000 | 1,336,000 | 1,837,000 |
| Interest expense | 38,000 | 134,000 | 272,000 | 405,000 |
| Net interest income | 391,000 | 734,000 | 1,064,000 | 1,432,000 |
| Noninterest income | 49,000 | 101,000 | 157,000 | 209,000 |
| Noninterest expense | 381,000 | 789,000 | 1,223,000 | 1,656,000 |
| Provision for loan losses | 0 | 0 | 0 | 22,000 |
| Pretax income | 59,000 | 46,000 | -2,000 | -37,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 59,000 | 46,000 | -2,000 | -37,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,229,000 | 9,224,000 | 9,176,000 | 9,114,000 |
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