Call reports 2021
MINERS AND MERCHANTS BANK — 2021
What MINERS AND MERCHANTS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 64,524,000 | 63,195,000 | 64,309,000 | 64,781,000 |
| Total loans | 20,027,000 | 20,161,000 | 20,124,000 | 18,340,000 |
| Allowance for loan losses | 141,000 | 137,000 | 137,000 | 150,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 30,111,000 | 31,331,000 | 32,853,000 | 35,112,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,206,000 | 53,896,000 | 54,999,000 | 55,612,000 |
| Interest-bearing deposits | 36,647,000 | 36,847,000 | 36,891,000 | 37,420,000 |
| Noninterest-bearing deposits | 18,559,000 | 17,049,000 | 18,108,000 | 18,192,000 |
| Equity capital | 9,206,000 | 9,202,000 | 9,173,000 | 9,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 350,000 | 699,000 | 1,051,000 | 1,401,000 |
| Interest expense | 33,000 | 65,000 | 93,000 | 121,000 |
| Net interest income | 317,000 | 634,000 | 958,000 | 1,280,000 |
| Noninterest income | 173,000 | 258,000 | 309,000 | 317,000 |
| Noninterest expense | 323,000 | 677,000 | 1,052,000 | 1,442,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 169,000 | 217,000 | 217,000 | 142,000 |
| Income tax | 0 | 11,000 | 40,000 | 17,000 |
| Net income | 169,000 | 206,000 | 177,000 | 125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,206,000 | 9,202,000 | 9,173,000 | 9,080,000 |
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