Call reports 2020
MINERS AND MERCHANTS BANK — 2020
What MINERS AND MERCHANTS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 55,289,000 | 59,699,000 | 59,071,000 | 61,841,000 |
| Total loans | 16,040,000 | 16,828,000 | 17,927,000 | 18,806,000 |
| Allowance for loan losses | 198,000 | 200,000 | 150,000 | 142,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 26,314,000 | 29,505,000 | 31,278,000 | 30,764,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,099,000 | 50,607,000 | 49,908,000 | 52,667,000 |
| Interest-bearing deposits | 32,615,000 | 34,937,000 | 34,434,000 | 35,532,000 |
| Noninterest-bearing deposits | 13,484,000 | 15,670,000 | 15,474,000 | 17,135,000 |
| Equity capital | 9,088,000 | 9,025,000 | 9,072,000 | 9,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 384,000 | 724,000 | 1,067,000 | 1,407,000 |
| Interest expense | 55,000 | 101,000 | 136,000 | 171,000 |
| Net interest income | 329,000 | 623,000 | 931,000 | 1,236,000 |
| Noninterest income | 53,000 | 111,000 | 164,000 | 223,000 |
| Noninterest expense | 338,000 | 719,000 | 1,071,000 | 1,469,000 |
| Provision for loan losses | 0 | 0 | -50,000 | -50,000 |
| Pretax income | 44,000 | 16,000 | 77,000 | 43,000 |
| Income tax | 16,000 | 31,000 | 46,000 | 6,000 |
| Net income | 28,000 | -15,000 | 31,000 | 37,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,088,000 | 9,025,000 | 9,072,000 | 9,058,000 |
| Total capital | 9,286,000 | 9,225,000 | — | — |
| Risk-weighted assets | 18,747,000 | 20,587,000 | — | — |
Machine access — free, no API key
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