Call reports 2018
MINERS AND MERCHANTS BANK — 2018
What MINERS AND MERCHANTS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 57,070,000 | 57,158,000 | 56,136,000 | 55,453,000 |
| Total loans | 16,884,000 | 16,288,000 | 16,201,000 | 16,742,000 |
| Allowance for loan losses | 204,000 | 204,000 | 204,000 | 200,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 30,603,000 | 31,403,000 | 31,503,000 | 31,001,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,246,000 | 48,309,000 | 47,153,000 | 46,303,000 |
| Interest-bearing deposits | 34,519,000 | 34,925,000 | 33,209,000 | 32,032,000 |
| Noninterest-bearing deposits | 13,727,000 | 13,384,000 | 13,944,000 | 14,271,000 |
| Equity capital | 8,759,000 | 8,814,000 | 8,931,000 | 8,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 408,000 | 828,000 | 1,257,000 | 1,688,000 |
| Interest expense | 36,000 | 72,000 | 108,000 | 151,000 |
| Net interest income | 372,000 | 756,000 | 1,149,000 | 1,537,000 |
| Noninterest income | 61,000 | 132,000 | 204,000 | 270,000 |
| Noninterest expense | 320,000 | 673,000 | 1,010,000 | 1,446,000 |
| Provision for loan losses | 0 | 0 | 0 | -3,000 |
| Pretax income | 113,000 | 215,000 | 343,000 | 364,000 |
| Income tax | 13,000 | 26,000 | 38,000 | 69,000 |
| Net income | 100,000 | 189,000 | 305,000 | 295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,759,000 | 8,814,000 | 8,931,000 | 8,853,000 |
| Total capital | 8,963,000 | 9,018,000 | 9,135,000 | 9,053,000 |
| Risk-weighted assets | 18,435,000 | 18,092,000 | 17,954,000 | 19,055,000 |
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