Call reports 2007
MINERS AND MERCHANTS BANK — 2007
What MINERS AND MERCHANTS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 42,760,000 | 42,271,000 | 42,834,000 | 43,679,000 |
| Total loans | 21,152,000 | 21,381,000 | 21,136,000 | 20,705,000 |
| Allowance for loan losses | 187,000 | 183,000 | 182,000 | 190,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,323,000 | 17,373,000 | 17,473,000 | 15,923,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,478,000 | 35,991,000 | 36,341,000 | 37,255,000 |
| Interest-bearing deposits | 28,796,000 | 28,383,000 | 29,497,000 | 29,218,000 |
| Noninterest-bearing deposits | 7,681,000 | 7,608,000 | 6,844,000 | 8,038,000 |
| Equity capital | 6,143,000 | 6,204,000 | 6,341,000 | 6,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 616,000 | 1,235,000 | 1,872,000 | 2,509,000 |
| Interest expense | 161,000 | 327,000 | 500,000 | 678,000 |
| Net interest income | 455,000 | 908,000 | 1,372,000 | 1,831,000 |
| Noninterest income | 61,000 | 135,000 | 211,000 | 286,000 |
| Noninterest expense | 266,000 | 598,000 | 901,000 | 1,357,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 14,000 |
| Pretax income | 248,000 | 443,000 | 680,000 | 746,000 |
| Income tax | 51,000 | 132,000 | 230,000 | 219,000 |
| Net income | 197,000 | 311,000 | 450,000 | 527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,128,000 | 6,189,000 | 6,327,000 | 6,337,000 |
| Total capital | 6,315,000 | 6,372,000 | 6,509,000 | 6,527,000 |
| Risk-weighted assets | 19,049,000 | 19,003,000 | 18,876,000 | 19,081,000 |
Machine access — free, no API key
Every figure shown here about MINERS AND MERCHANTS BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.