Call reports 2006
MINERS AND MERCHANTS BANK — 2006
What MINERS AND MERCHANTS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 41,768,000 | 41,867,000 | 42,057,000 | 42,836,000 |
| Total loans | 19,966,000 | 20,415,000 | 20,559,000 | 21,335,000 |
| Allowance for loan losses | 176,000 | 181,000 | 184,000 | 185,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,151,000 | 16,326,000 | 16,225,000 | 16,225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,921,000 | 36,027,000 | 36,019,000 | 36,781,000 |
| Interest-bearing deposits | 28,732,000 | 28,422,000 | 28,199,000 | 28,255,000 |
| Noninterest-bearing deposits | 7,189,000 | 7,605,000 | 7,820,000 | 8,526,000 |
| Equity capital | 5,713,000 | 5,773,000 | 5,888,000 | 5,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 546,000 | 1,106,000 | 1,686,000 | 2,290,000 |
| Interest expense | 133,000 | 268,000 | 416,000 | 572,000 |
| Net interest income | 413,000 | 838,000 | 1,270,000 | 1,718,000 |
| Noninterest income | 49,000 | 108,000 | 188,000 | 260,000 |
| Noninterest expense | 279,000 | 602,000 | 930,000 | 1,290,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 180,000 | 338,000 | 519,000 | 676,000 |
| Income tax | 46,000 | 97,000 | 163,000 | 201,000 |
| Net income | 134,000 | 241,000 | 356,000 | 475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,696,000 | 5,757,000 | 5,872,000 | 5,931,000 |
| Total capital | 5,872,000 | 5,938,000 | 6,056,000 | 6,116,000 |
| Risk-weighted assets | 18,608,000 | 18,804,000 | 18,789,000 | 19,311,000 |
Machine access — free, no API key
Every figure shown here about MINERS AND MERCHANTS BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.