Call reports 2026
MINERS EXCHANGE BANK — 2026
What MINERS EXCHANGE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 94,879,000 | 93,453,000 |
| Total loans | 56,395,000 | 56,772,000 |
| Allowance for loan losses | 615,000 | 613,000 |
| Securities available for sale | 15,254,000 | 14,346,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 82,119,000 | 81,021,000 |
| Interest-bearing deposits | 39,525,000 | 39,238,000 |
| Noninterest-bearing deposits | 42,594,000 | 41,783,000 |
| Equity capital | 11,108,000 | 10,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,247,000 | 2,502,000 |
| Interest expense | 189,000 | 375,000 |
| Net interest income | 1,058,000 | 2,127,000 |
| Noninterest income | 152,000 | 285,000 |
| Noninterest expense | 1,107,000 | 2,599,000 |
| Provision for loan losses | 30,000 | 55,000 |
| Pretax income | 73,000 | -242,000 |
| Income tax | 11,000 | 0 |
| Net income | 62,000 | -242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 12,064,000 | 11,759,000 |
| Total capital | 12,685,000 | 12,378,000 |
| Risk-weighted assets | 55,778,000 | 56,250,000 |