Call reports 2023
MINERS EXCHANGE BANK — 2023
What MINERS EXCHANGE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 94,260,000 | 92,843,000 | 90,082,000 | 91,586,000 |
| Total loans | 50,548,000 | 50,508,000 | 50,649,000 | 52,101,000 |
| Allowance for loan losses | 603,000 | 583,000 | 590,000 | 596,000 |
| Securities available for sale | 21,760,000 | 22,023,000 | 21,938,000 | 22,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,378,000 | 82,126,000 | 79,505,000 | 80,153,000 |
| Interest-bearing deposits | 37,372,000 | 37,390,000 | 36,136,000 | 35,506,000 |
| Noninterest-bearing deposits | 46,006,000 | 44,736,000 | 43,369,000 | 44,647,000 |
| Equity capital | 9,557,000 | 9,372,000 | 9,221,000 | 9,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,111,000 | 2,200,000 | 3,341,000 | 4,476,000 |
| Interest expense | 42,000 | 100,000 | 182,000 | 280,000 |
| Net interest income | 1,069,000 | 2,100,000 | 3,159,000 | 4,196,000 |
| Noninterest income | 185,000 | 346,000 | 531,000 | 953,000 |
| Noninterest expense | 1,054,000 | 2,136,000 | 3,231,000 | 4,366,000 |
| Provision for loan losses | 26,000 | 32,000 | 56,000 | 66,000 |
| Pretax income | 174,000 | 272,000 | 397,000 | 711,000 |
| Income tax | 37,000 | 57,000 | 79,000 | 142,000 |
| Net income | 137,000 | 215,000 | 318,000 | 569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,563,000 | 11,642,000 | 11,745,000 | 11,765,000 |
| Total capital | — | — | 12,341,000 | 12,367,000 |
| Risk-weighted assets | — | — | 52,168,000 | 53,095,000 |