Call reports 2022
MINERS EXCHANGE BANK — 2022
What MINERS EXCHANGE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 95,844,000 | 94,550,000 | 95,809,000 | 96,392,000 |
| Total loans | 49,816,000 | 49,799,000 | 50,129,000 | 50,124,000 |
| Allowance for loan losses | 547,000 | 545,000 | 548,000 | 577,000 |
| Securities available for sale | 23,947,000 | 23,089,000 | 21,894,000 | 21,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,786,000 | 83,177,000 | 85,308,000 | 85,930,000 |
| Interest-bearing deposits | 39,184,000 | 38,663,000 | 38,743,000 | 38,014,000 |
| Noninterest-bearing deposits | 44,602,000 | 44,514,000 | 46,565,000 | 47,916,000 |
| Equity capital | 10,457,000 | 9,768,000 | 8,910,000 | 9,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 946,000 | 1,928,000 | 2,953,000 | 4,059,000 |
| Interest expense | 45,000 | 89,000 | 133,000 | 176,000 |
| Net interest income | 901,000 | 1,839,000 | 2,820,000 | 3,883,000 |
| Noninterest income | 143,000 | 332,000 | 512,000 | 668,000 |
| Noninterest expense | 1,003,000 | 2,029,000 | 3,315,000 | 4,457,000 |
| Provision for loan losses | 2,000 | 6,000 | 26,000 | 47,000 |
| Pretax income | 39,000 | 136,000 | -9,000 | 47,000 |
| Income tax | 7,000 | 37,000 | 37,000 | 10,000 |
| Net income | 32,000 | 99,000 | -46,000 | 37,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,421,000 | 11,489,000 | 11,344,000 | 11,427,000 |
| Total capital | — | — | 11,892,000 | 12,004,000 |
| Risk-weighted assets | — | — | 52,492,000 | 52,508,000 |