Call reports 2018
MINERS EXCHANGE BANK — 2018
What MINERS EXCHANGE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 94,866,000 | 93,237,000 | 90,711,000 | 88,371,000 |
| Total loans | 53,815,000 | 52,399,000 | 51,735,000 | 51,940,000 |
| Allowance for loan losses | 665,000 | 592,000 | 607,000 | 599,000 |
| Securities available for sale | 18,580,000 | 18,867,000 | 18,516,000 | 16,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,554,000 | 81,042,000 | 78,479,000 | 76,259,000 |
| Interest-bearing deposits | 36,268,000 | 35,917,000 | 36,325,000 | 34,676,000 |
| Noninterest-bearing deposits | 46,286,000 | 45,125,000 | 42,154,000 | 41,583,000 |
| Equity capital | 10,786,000 | 10,867,000 | 10,904,000 | 10,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,076,000 | 2,174,000 | 3,263,000 | 4,353,000 |
| Interest expense | 49,000 | 99,000 | 148,000 | 199,000 |
| Net interest income | 1,027,000 | 2,075,000 | 3,115,000 | 4,154,000 |
| Noninterest income | 147,000 | 285,000 | 434,000 | 442,000 |
| Noninterest expense | 1,054,000 | 2,089,000 | 3,148,000 | 4,266,000 |
| Provision for loan losses | 35,000 | 61,000 | 77,000 | 84,000 |
| Pretax income | 145,000 | 270,000 | 384,000 | 307,000 |
| Income tax | 30,000 | 54,000 | 73,000 | 55,000 |
| Net income | 115,000 | 216,000 | 311,000 | 252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,155,000 | 11,256,000 | 11,351,000 | 11,292,000 |
| Total capital | 11,820,000 | 11,848,000 | 11,958,000 | 11,891,000 |
| Risk-weighted assets | 54,480,000 | 53,526,000 | 52,000,000 | 51,270,000 |