Call reports 2017
MINERS EXCHANGE BANK — 2017
What MINERS EXCHANGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 99,943,000 | 97,968,000 | 99,684,000 | 94,913,000 |
| Total loans | 53,257,000 | 53,356,000 | 53,240,000 | 53,701,000 |
| Allowance for loan losses | 649,000 | 700,000 | 680,000 | 668,000 |
| Securities available for sale | 25,474,000 | 22,205,000 | 21,271,000 | 21,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,876,000 | 85,792,000 | 87,466,000 | 82,500,000 |
| Interest-bearing deposits | 44,775,000 | 43,509,000 | 41,864,000 | 38,720,000 |
| Noninterest-bearing deposits | 43,101,000 | 42,283,000 | 45,602,000 | 43,780,000 |
| Equity capital | 10,761,000 | 10,973,000 | 11,048,000 | 10,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,122,000 | 2,211,000 | 3,278,000 | 4,428,000 |
| Interest expense | 49,000 | 98,000 | 148,000 | 200,000 |
| Net interest income | 1,073,000 | 2,113,000 | 3,130,000 | 4,228,000 |
| Noninterest income | 156,000 | 360,000 | 530,000 | 690,000 |
| Noninterest expense | 1,093,000 | 2,139,000 | 3,168,000 | 4,246,000 |
| Provision for loan losses | 17,000 | 63,000 | 76,000 | 95,000 |
| Pretax income | 134,000 | 288,000 | 434,000 | 595,000 |
| Income tax | 45,000 | 91,000 | 132,000 | 300,000 |
| Net income | 89,000 | 197,000 | 302,000 | 295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,930,000 | 11,038,000 | 11,143,000 | 11,178,000 |
| Total capital | 11,602,000 | 11,755,000 | 11,845,000 | 11,873,000 |
| Risk-weighted assets | 55,631,000 | 55,733,000 | 56,111,000 | 55,359,000 |