Call reports 2015

MINERS EXCHANGE BANK — 2015

Name: MINERS EXCHANGE BANK — FFIEC call report 2015
Creator: MINERS EXCHANGE BANK

What MINERS EXCHANGE BANK reported to the FFIEC in 2015, quarter by quarter.

PERIOD: 2015SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/66f4ada0-8f99-4ebb-a91c-baa8e986571d/2015

Balance sheet

What the bank holds and owes at quarter end

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Total assets	105,322,000	107,196,000	115,746,000	112,327,000
Total loans	57,447,000	57,008,000	55,613,000	54,850,000
Allowance for loan losses	821,000	797,000	801,000	787,000
Securities available for sale	25,494,000	25,144,000	25,040,000	24,909,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	93,798,000	95,724,000	103,917,000	100,527,000
Interest-bearing deposits	53,247,000	53,341,000	61,107,000	53,396,000
Noninterest-bearing deposits	40,551,000	42,383,000	42,810,000	47,131,000
Equity capital	10,438,000	10,394,000	10,707,000	10,732,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Interest income	1,198,000	2,397,000	3,610,000	4,775,000
Interest expense	72,000	146,000	217,000	283,000
Net interest income	1,126,000	2,251,000	3,393,000	4,492,000
Noninterest income	151,000	300,000	463,000	602,000
Noninterest expense	1,095,000	2,183,000	3,243,000	4,373,000
Provision for loan losses	29,000	37,000	65,000	67,000
Pretax income	157,000	335,000	552,000	658,000
Income tax	46,000	104,000	172,000	199,000
Net income	111,000	231,000	380,000	459,000

Basel measures — not reported for every quarter

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Tier 1 capital	10,399,000	10,519,000	10,668,000	10,748,000
Total capital	11,134,000	11,270,000	11,439,000	11,521,000
Risk-weighted assets	58,779,000	60,048,000	61,697,000	61,249,000