Call reports 2011
MINERS EXCHANGE BANK — 2011
What MINERS EXCHANGE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 130,419,000 | 134,529,000 | 138,544,000 | 160,390,000 |
| Total loans | 67,623,000 | 67,203,000 | 66,983,000 | 66,534,000 |
| Allowance for loan losses | 993,000 | 995,000 | 1,014,000 | 1,051,000 |
| Securities available for sale | 29,399,000 | 25,684,000 | 25,522,000 | 32,430,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,863,000 | 124,400,000 | 128,122,000 | 149,929,000 |
| Interest-bearing deposits | 83,494,000 | 84,051,000 | 87,684,000 | 100,135,000 |
| Noninterest-bearing deposits | 37,369,000 | 40,349,000 | 40,438,000 | 49,794,000 |
| Equity capital | 8,613,000 | 9,117,000 | 9,399,000 | 9,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,473,000 | 3,002,000 | 4,515,000 | 6,017,000 |
| Interest expense | 240,000 | 470,000 | 695,000 | 927,000 |
| Net interest income | 1,233,000 | 2,532,000 | 3,820,000 | 5,090,000 |
| Noninterest income | 174,000 | 365,000 | 557,000 | 746,000 |
| Noninterest expense | 1,089,000 | 2,181,000 | 3,302,000 | 4,402,000 |
| Provision for loan losses | 40,000 | 98,000 | 138,000 | 228,000 |
| Pretax income | 288,000 | 623,000 | 943,000 | 1,214,000 |
| Income tax | 100,000 | 217,000 | 329,000 | 377,000 |
| Net income | 188,000 | 406,000 | 614,000 | 837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,840,000 | 9,059,000 | 9,266,000 | 9,489,000 |
| Total capital | 9,675,000 | 9,891,000 | 10,115,000 | 10,391,000 |
| Risk-weighted assets | 66,622,000 | 66,426,000 | 67,773,000 | 72,039,000 |