Call reports 2025
HOMELAND COMMUNITY BANK — 2025
What HOMELAND COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 246,424,000 | 246,782,000 | 239,776,000 | 227,704,000 |
| Total loans | 137,418,000 | 135,034,000 | 134,579,000 | 132,931,000 |
| Allowance for loan losses | 1,155,000 | 1,187,000 | 1,184,000 | 1,167,000 |
| Securities available for sale | 73,994,000 | 73,478,000 | 73,257,000 | 72,097,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,881,000 | 232,209,000 | 224,098,000 | 211,751,000 |
| Interest-bearing deposits | 195,680,000 | 198,307,000 | 189,983,000 | 176,687,000 |
| Noninterest-bearing deposits | 37,201,000 | 33,902,000 | 34,115,000 | 35,064,000 |
| Equity capital | 10,387,000 | 11,354,000 | 12,775,000 | 13,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,924,000 | 5,941,000 | 8,950,000 | 11,880,000 |
| Interest expense | 1,194,000 | 2,382,000 | 3,521,000 | 4,546,000 |
| Net interest income | 1,730,000 | 3,559,000 | 5,429,000 | 7,334,000 |
| Noninterest income | 248,000 | 518,000 | 801,000 | 1,047,000 |
| Noninterest expense | 1,513,000 | 3,035,000 | 4,538,000 | 5,994,000 |
| Provision for loan losses | 21,000 | 50,000 | 62,000 | 44,000 |
| Pretax income | 450,000 | 1,012,000 | 1,647,000 | 2,327,000 |
| Income tax | 121,000 | 303,000 | 519,000 | 775,000 |
| Net income | 329,000 | 709,000 | 1,128,000 | 1,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,428,000 | 18,807,000 | 19,227,000 | 19,237,000 |
| Total capital | 19,665,000 | 20,062,000 | 20,482,000 | 20,510,000 |
| Risk-weighted assets | 150,356,000 | 147,811,000 | 146,358,000 | 143,966,000 |