Call reports 2023
HOMELAND COMMUNITY BANK — 2023
What HOMELAND COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 230,361,000 | 226,514,000 | 217,655,000 | 223,057,000 |
| Total loans | 117,093,000 | 119,486,000 | 122,644,000 | 124,931,000 |
| Allowance for loan losses | 1,214,000 | 1,120,000 | 1,093,000 | 1,096,000 |
| Securities available for sale | 83,992,000 | 82,861,000 | 72,820,000 | 75,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,391,000 | 218,130,000 | 210,641,000 | 210,593,000 |
| Interest-bearing deposits | 180,672,000 | 176,295,000 | 169,978,000 | 171,489,000 |
| Noninterest-bearing deposits | 41,719,000 | 41,835,000 | 40,663,000 | 39,104,000 |
| Equity capital | 6,121,000 | 6,224,000 | 4,250,000 | 7,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,075,000 | 4,368,000 | 6,764,000 | 9,269,000 |
| Interest expense | 580,000 | 1,348,000 | 2,246,000 | 3,141,000 |
| Net interest income | 1,495,000 | 3,020,000 | 4,518,000 | 6,128,000 |
| Noninterest income | 240,000 | 506,000 | 901,000 | 1,159,000 |
| Noninterest expense | 1,473,000 | 2,940,000 | 4,466,000 | 5,880,000 |
| Provision for loan losses | 0 | -78,000 | -83,000 | -78,000 |
| Pretax income | 262,000 | 586,000 | 700,000 | 1,140,000 |
| Income tax | 16,000 | 48,000 | 25,000 | 88,000 |
| Net income | 246,000 | 538,000 | 675,000 | 1,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,203,000 | 16,495,000 | 16,632,000 | 16,801,000 |
| Total capital | 17,417,000 | 17,693,000 | 17,808,000 | 17,990,000 |
| Risk-weighted assets | 134,370,000 | 136,145,000 | 138,442,000 | 138,787,000 |