Call reports 2022
HOMELAND COMMUNITY BANK — 2022
What HOMELAND COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 232,442,000 | 246,288,000 | 237,869,000 | 229,717,000 |
| Total loans | 100,568,000 | 102,970,000 | 108,616,000 | 114,344,000 |
| Allowance for loan losses | 1,314,000 | 1,312,000 | 1,246,000 | 1,213,000 |
| Securities available for sale | 76,880,000 | 86,746,000 | 90,068,000 | 88,352,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,971,000 | 237,868,000 | 232,257,000 | 218,216,000 |
| Interest-bearing deposits | 178,594,000 | 192,158,000 | 190,623,000 | 175,310,000 |
| Noninterest-bearing deposits | 42,377,000 | 45,710,000 | 41,633,000 | 42,906,000 |
| Equity capital | 9,945,000 | 6,892,000 | 3,888,000 | 4,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,538,000 | 3,226,000 | 5,207,000 | 7,325,000 |
| Interest expense | 282,000 | 568,000 | 855,000 | 1,262,000 |
| Net interest income | 1,256,000 | 2,658,000 | 4,352,000 | 6,063,000 |
| Noninterest income | 266,000 | 585,000 | 837,000 | 1,010,000 |
| Noninterest expense | 1,369,000 | 2,748,000 | 4,154,000 | 5,605,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 153,000 | 495,000 | 1,035,000 | 1,380,000 |
| Income tax | 1,000 | 47,000 | 136,000 | 173,000 |
| Net income | 152,000 | 448,000 | 899,000 | 1,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,419,000 | 15,716,000 | 16,166,000 | 15,957,000 |
| Total capital | 16,733,000 | 17,028,000 | 17,412,000 | 17,170,000 |
| Risk-weighted assets | 115,060,000 | 122,011,000 | 127,954,000 | 133,241,000 |