Call reports 2021
HOMELAND COMMUNITY BANK — 2021
What HOMELAND COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 205,280,000 | 220,709,000 | 224,552,000 | 228,757,000 |
| Total loans | 113,521,000 | 110,883,000 | 109,517,000 | 102,078,000 |
| Allowance for loan losses | 1,307,000 | 1,331,000 | 1,323,000 | 1,323,000 |
| Securities available for sale | 51,248,000 | 59,309,000 | 63,098,000 | 79,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,311,000 | 204,121,000 | 207,552,000 | 212,684,000 |
| Interest-bearing deposits | 154,169,000 | 167,245,000 | 170,808,000 | 173,885,000 |
| Noninterest-bearing deposits | 35,142,000 | 36,875,000 | 36,744,000 | 38,799,000 |
| Equity capital | 14,387,000 | 15,074,000 | 15,348,000 | 14,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,576,000 | 3,201,000 | 4,772,000 | 6,354,000 |
| Interest expense | 320,000 | 617,000 | 919,000 | 1,219,000 |
| Net interest income | 1,256,000 | 2,584,000 | 3,853,000 | 5,135,000 |
| Noninterest income | 280,000 | 551,000 | 961,000 | 1,076,000 |
| Noninterest expense | 1,213,000 | 2,374,000 | 3,639,000 | 5,063,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 314,000 | 737,000 | 1,151,000 | 1,124,000 |
| Income tax | 58,000 | 142,000 | 224,000 | 168,000 |
| Net income | 256,000 | 595,000 | 927,000 | 956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,034,000 | 15,372,000 | 15,704,000 | 15,267,000 |
| Total capital | — | 16,703,000 | 17,027,000 | 16,590,000 |
| Risk-weighted assets | — | 118,705,000 | 117,135,000 | 116,228,000 |