Call reports 2020
HOMELAND COMMUNITY BANK — 2020
What HOMELAND COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 159,025,000 | 176,318,000 | 184,559,000 | 190,955,000 |
| Total loans | 110,308,000 | 113,015,000 | 114,919,000 | 115,432,000 |
| Allowance for loan losses | 1,288,000 | 1,289,000 | 1,293,000 | 1,296,000 |
| Securities available for sale | 28,293,000 | 36,838,000 | 44,476,000 | 46,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,682,000 | 159,405,000 | 167,161,000 | 174,092,000 |
| Interest-bearing deposits | 119,232,000 | 130,950,000 | 134,962,000 | 141,095,000 |
| Noninterest-bearing deposits | 23,450,000 | 28,455,000 | 32,199,000 | 32,997,000 |
| Equity capital | 14,636,000 | 15,213,000 | 15,518,000 | 15,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,599,000 | 3,189,000 | 4,774,000 | 6,316,000 |
| Interest expense | 364,000 | 720,000 | 1,056,000 | 1,388,000 |
| Net interest income | 1,235,000 | 2,469,000 | 3,718,000 | 4,928,000 |
| Noninterest income | 199,000 | 454,000 | 670,000 | 949,000 |
| Noninterest expense | 1,060,000 | 2,138,000 | 3,229,000 | 4,383,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 400,000 | 883,000 | 1,260,000 | 1,596,000 |
| Income tax | 91,000 | 141,000 | 224,000 | 295,000 |
| Net income | 309,000 | 742,000 | 1,036,000 | 1,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,355,000 | 14,790,000 | 15,084,000 | 14,778,000 |
| Total capital | — | 16,079,000 | — | — |
| Risk-weighted assets | — | 114,144,000 | — | — |