Call reports 2019
HOMELAND COMMUNITY BANK — 2019
What HOMELAND COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 148,538,000 | 153,410,000 | 151,931,000 | 152,922,000 |
| Total loans | 103,246,000 | 104,732,000 | 106,834,000 | 108,338,000 |
| Allowance for loan losses | 1,309,000 | 1,308,000 | 1,307,000 | 1,298,000 |
| Securities available for sale | 26,600,000 | 27,384,000 | 27,228,000 | 27,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,932,000 | 137,947,000 | 136,212,000 | 135,354,000 |
| Interest-bearing deposits | 110,929,000 | 113,606,000 | 112,868,000 | 113,778,000 |
| Noninterest-bearing deposits | 23,003,000 | 24,341,000 | 23,344,000 | 21,575,000 |
| Equity capital | 13,056,000 | 13,723,000 | 14,184,000 | 13,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,457,000 | 2,997,000 | 4,582,000 | 6,183,000 |
| Interest expense | 295,000 | 611,000 | 949,000 | 1,300,000 |
| Net interest income | 1,162,000 | 2,386,000 | 3,633,000 | 4,883,000 |
| Noninterest income | 220,000 | 548,000 | 825,000 | 1,200,000 |
| Noninterest expense | 1,082,000 | 2,104,000 | 3,114,000 | 4,221,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 306,000 | 836,000 | 1,355,000 | 1,873,000 |
| Income tax | 70,000 | 201,000 | 328,000 | 451,000 |
| Net income | 236,000 | 635,000 | 1,027,000 | 1,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,379,000 | 13,777,000 | 14,169,000 | 14,047,000 |
| Total capital | 14,670,000 | 15,081,000 | 15,476,000 | 15,345,000 |
| Risk-weighted assets | 103,266,000 | 104,316,000 | 106,987,000 | 108,903,000 |