Call reports 2018
HOMELAND COMMUNITY BANK — 2018
What HOMELAND COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 142,652,000 | 148,092,000 | 147,564,000 | 149,287,000 |
| Total loans | 88,230,000 | 88,464,000 | 93,046,000 | 98,466,000 |
| Allowance for loan losses | 1,630,000 | 1,621,000 | 1,321,000 | 1,324,000 |
| Securities available for sale | 33,122,000 | 37,997,000 | 36,405,000 | 31,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,490,000 | 134,782,000 | 134,068,000 | 128,538,000 |
| Interest-bearing deposits | 108,124,000 | 111,877,000 | 111,330,000 | 106,289,000 |
| Noninterest-bearing deposits | 21,366,000 | 22,905,000 | 22,738,000 | 22,249,000 |
| Equity capital | 11,794,000 | 11,959,000 | 12,091,000 | 12,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,266,000 | 2,636,000 | 4,041,000 | 5,476,000 |
| Interest expense | 189,000 | 395,000 | 615,000 | 857,000 |
| Net interest income | 1,077,000 | 2,241,000 | 3,426,000 | 4,619,000 |
| Noninterest income | 248,000 | 501,000 | 557,000 | 801,000 |
| Noninterest expense | 1,055,000 | 2,113,000 | 3,203,000 | 4,261,000 |
| Provision for loan losses | 0 | 0 | -300,000 | -300,000 |
| Pretax income | 270,000 | 629,000 | 1,080,000 | 1,446,000 |
| Income tax | 57,000 | 136,000 | 239,000 | 324,000 |
| Net income | 213,000 | 493,000 | 841,000 | 1,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,695,000 | 12,976,000 | 13,326,000 | 13,142,000 |
| Total capital | 13,838,000 | 14,141,000 | 14,517,000 | 14,380,000 |
| Risk-weighted assets | 91,007,000 | 92,796,000 | 95,165,000 | 99,008,000 |