Call reports 2017
HOMELAND COMMUNITY BANK — 2017
What HOMELAND COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 141,666,000 | 143,157,000 | 143,721,000 | 139,309,000 |
| Total loans | 72,025,000 | 79,697,000 | 86,086,000 | 88,309,000 |
| Allowance for loan losses | 1,690,000 | 1,672,000 | 1,684,000 | 1,626,000 |
| Securities available for sale | 46,789,000 | 42,676,000 | 38,388,000 | 30,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,047,000 | 129,007,000 | 129,303,000 | 125,960,000 |
| Interest-bearing deposits | 108,950,000 | 109,649,000 | 109,713,000 | 106,810,000 |
| Noninterest-bearing deposits | 19,097,000 | 19,357,000 | 19,590,000 | 19,150,000 |
| Equity capital | 12,348,000 | 12,865,000 | 13,074,000 | 12,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,126,000 | 2,346,000 | 3,617,000 | 4,917,000 |
| Interest expense | 176,000 | 349,000 | 529,000 | 711,000 |
| Net interest income | 950,000 | 1,997,000 | 3,088,000 | 4,206,000 |
| Noninterest income | 186,000 | 420,000 | 657,000 | 912,000 |
| Noninterest expense | 951,000 | 1,926,000 | 2,905,000 | 3,863,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 15,000 |
| Pretax income | 185,000 | 492,000 | 841,000 | 1,261,000 |
| Income tax | 46,000 | 138,000 | 246,000 | 1,064,000 |
| Net income | 139,000 | 354,000 | 595,000 | 197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,698,000 | 12,920,000 | 13,162,000 | 12,480,000 |
| Total capital | 13,718,000 | 14,009,000 | 14,322,000 | 13,627,000 |
| Risk-weighted assets | 80,947,000 | 86,502,000 | 92,290,000 | 91,349,000 |