Call reports 2016
HOMELAND COMMUNITY BANK — 2016
What HOMELAND COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 141,684,000 | 141,878,000 | 142,714,000 | 135,398,000 |
| Total loans | 71,545,000 | 71,256,000 | 71,491,000 | 70,082,000 |
| Allowance for loan losses | 2,015,000 | 2,120,000 | 2,092,000 | 1,688,000 |
| Securities available for sale | 43,134,000 | 46,425,000 | 46,151,000 | 45,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,701,000 | 126,406,000 | 127,314,000 | 122,189,000 |
| Interest-bearing deposits | 109,616,000 | 110,827,000 | 109,915,000 | 105,966,000 |
| Noninterest-bearing deposits | 17,085,000 | 15,579,000 | 17,399,000 | 16,223,000 |
| Equity capital | 13,708,000 | 14,153,000 | 14,050,000 | 11,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,198,000 | 2,368,000 | 3,576,000 | 4,731,000 |
| Interest expense | 190,000 | 377,000 | 565,000 | 752,000 |
| Net interest income | 1,008,000 | 1,991,000 | 3,011,000 | 3,979,000 |
| Noninterest income | 210,000 | 449,000 | 195,000 | -1,571,000 |
| Noninterest expense | 920,000 | 1,851,000 | 2,834,000 | 4,108,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | -370,000 |
| Pretax income | 268,000 | 559,000 | 342,000 | -1,330,000 |
| Income tax | 81,000 | 169,000 | 61,000 | -605,000 |
| Net income | 187,000 | 390,000 | 281,000 | -725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,440,000 | 13,654,000 | 13,557,000 | 12,550,000 |
| Total capital | 14,483,000 | 14,712,000 | 14,596,000 | 13,556,000 |
| Risk-weighted assets | 82,486,000 | 83,606,000 | 82,136,000 | 79,775,000 |