Call reports 2013
HOMELAND COMMUNITY BANK — 2013
What HOMELAND COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 138,373,000 | 137,986,000 | 138,938,000 | 135,014,000 |
| Total loans | 93,596,000 | 89,705,000 | 88,242,000 | 84,242,000 |
| Allowance for loan losses | 2,700,000 | 2,647,000 | 2,604,000 | 2,450,000 |
| Securities available for sale | 25,516,000 | 29,733,000 | 31,377,000 | 33,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,794,000 | 125,101,000 | 125,944,000 | 122,333,000 |
| Interest-bearing deposits | 111,596,000 | 111,294,000 | 111,428,000 | 108,257,000 |
| Noninterest-bearing deposits | 13,198,000 | 13,807,000 | 14,516,000 | 14,076,000 |
| Equity capital | 12,582,000 | 11,778,000 | 11,818,000 | 11,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,318,000 | 2,558,000 | 3,821,000 | 5,030,000 |
| Interest expense | 325,000 | 619,000 | 902,000 | 1,175,000 |
| Net interest income | 993,000 | 1,939,000 | 2,919,000 | 3,855,000 |
| Noninterest income | 211,000 | 428,000 | 585,000 | 877,000 |
| Noninterest expense | 876,000 | 1,768,000 | 2,642,000 | 3,814,000 |
| Provision for loan losses | 139,000 | 199,000 | 219,000 | 259,000 |
| Pretax income | 203,000 | 414,000 | 657,000 | 673,000 |
| Income tax | 58,000 | 117,000 | 188,000 | 136,000 |
| Net income | 145,000 | 297,000 | 469,000 | 537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,299,000 | 12,452,000 | 12,624,000 | 12,739,000 |
| Total capital | 13,481,000 | 13,611,000 | 13,770,000 | 13,843,000 |
| Risk-weighted assets | 93,080,000 | 91,289,000 | 90,284,000 | 86,983,000 |