Call reports 2012
HOMELAND COMMUNITY BANK — 2012
What HOMELAND COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 134,682,000 | 134,583,000 | 134,737,000 | 134,861,000 |
| Total loans | 94,963,000 | 95,720,000 | 95,124,000 | 93,581,000 |
| Allowance for loan losses | 2,522,000 | 2,570,000 | 2,598,000 | 2,560,000 |
| Securities available for sale | 22,242,000 | 21,830,000 | 21,802,000 | 24,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,887,000 | 121,318,000 | 121,120,000 | 121,371,000 |
| Interest-bearing deposits | 106,940,000 | 108,827,000 | 109,289,000 | 108,293,000 |
| Noninterest-bearing deposits | 11,947,000 | 12,492,000 | 11,831,000 | 13,078,000 |
| Equity capital | 11,869,000 | 12,274,000 | 12,598,000 | 12,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,444,000 | 2,928,000 | 4,392,000 | 5,662,000 |
| Interest expense | 409,000 | 803,000 | 1,184,000 | 1,530,000 |
| Net interest income | 1,035,000 | 2,125,000 | 3,208,000 | 4,132,000 |
| Noninterest income | 188,000 | 448,000 | 636,000 | 845,000 |
| Noninterest expense | 794,000 | 1,709,000 | 2,545,000 | 3,499,000 |
| Provision for loan losses | 45,000 | 90,000 | 143,000 | 334,000 |
| Pretax income | 384,000 | 1,001,000 | 1,383,000 | 1,389,000 |
| Income tax | 119,000 | 334,000 | 462,000 | 450,000 |
| Net income | 265,000 | 667,000 | 921,000 | 939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,404,000 | 11,843,000 | 12,096,000 | 12,154,000 |
| Total capital | 12,577,000 | 13,036,000 | 13,287,000 | 13,335,000 |
| Risk-weighted assets | 92,561,000 | 94,066,000 | 93,911,000 | 93,150,000 |