Call reports 2011
HOMELAND COMMUNITY BANK — 2011
What HOMELAND COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 124,915,000 | 127,896,000 | 129,121,000 | 131,919,000 |
| Total loans | 94,041,000 | 94,261,000 | 95,602,000 | 95,936,000 |
| Allowance for loan losses | 1,174,000 | 1,230,000 | 1,279,000 | 2,538,000 |
| Securities available for sale | 15,893,000 | 17,229,000 | 16,576,000 | 19,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,574,000 | 112,264,000 | 112,691,000 | 116,234,000 |
| Interest-bearing deposits | 98,063,000 | 98,414,000 | 100,867,000 | 104,542,000 |
| Noninterest-bearing deposits | 11,511,000 | 13,850,000 | 11,823,000 | 11,692,000 |
| Equity capital | 11,187,000 | 11,710,000 | 11,858,000 | 11,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,439,000 | 2,872,000 | 4,412,000 | 5,922,000 |
| Interest expense | 448,000 | 879,000 | 1,292,000 | 1,708,000 |
| Net interest income | 991,000 | 1,993,000 | 3,120,000 | 4,214,000 |
| Noninterest income | 185,000 | 370,000 | 547,000 | 740,000 |
| Noninterest expense | 714,000 | 1,457,000 | 2,187,000 | 2,969,000 |
| Provision for loan losses | 134,000 | 254,000 | 299,000 | 1,129,000 |
| Pretax income | 328,000 | 823,000 | 1,352,000 | 1,027,000 |
| Income tax | 99,000 | 262,000 | 438,000 | 289,000 |
| Net income | 229,000 | 561,000 | 914,000 | 738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,840,000 | 11,247,000 | 11,311,000 | 11,138,000 |
| Total capital | 11,968,000 | 12,390,000 | 12,468,000 | 12,291,000 |
| Risk-weighted assets | 89,470,000 | 90,579,000 | 91,716,000 | 90,847,000 |