Call reports 2026
ELDERTON STATE BANK — 2026
What ELDERTON STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 452,074,000 | 465,167,000 |
| Total loans | 382,190,000 | 393,735,000 |
| Allowance for loan losses | 4,829,000 | 5,046,000 |
| Securities available for sale | 19,687,000 | 19,569,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 357,265,000 | 359,644,000 |
| Interest-bearing deposits | 308,678,000 | 308,769,000 |
| Noninterest-bearing deposits | 48,587,000 | 50,875,000 |
| Equity capital | 53,514,000 | 54,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,405,000 | 13,183,000 |
| Interest expense | 2,428,000 | 4,913,000 |
| Net interest income | 3,977,000 | 8,270,000 |
| Noninterest income | 300,000 | 564,000 |
| Noninterest expense | 1,873,000 | 3,911,000 |
| Provision for loan losses | -2,000 | 229,000 |
| Pretax income | 2,416,000 | 4,695,000 |
| Income tax | 472,000 | 926,000 |
| Net income | 1,944,000 | 3,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 54,379,000 | 55,370,000 |