Call reports 2024
ELDERTON STATE BANK — 2024
What ELDERTON STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 377,864,000 | 378,061,000 | 383,551,000 | 389,621,000 |
| Total loans | 313,687,000 | 315,160,000 | 314,330,000 | 326,532,000 |
| Allowance for loan losses | 5,327,000 | 5,264,000 | 5,035,000 | 5,302,000 |
| Securities available for sale | 21,541,000 | 21,818,000 | 23,110,000 | 21,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,706,000 | 306,689,000 | 310,700,000 | 318,874,000 |
| Interest-bearing deposits | 263,104,000 | 261,482,000 | 267,667,000 | 272,817,000 |
| Noninterest-bearing deposits | 43,602,000 | 45,207,000 | 43,033,000 | 46,057,000 |
| Equity capital | 44,959,000 | 45,339,000 | 47,167,000 | 47,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,931,000 | 10,019,000 | 15,208,000 | 20,528,000 |
| Interest expense | 2,014,000 | 4,148,000 | 6,416,000 | 8,734,000 |
| Net interest income | 2,917,000 | 5,871,000 | 8,792,000 | 11,794,000 |
| Noninterest income | 198,000 | 425,000 | 634,000 | 939,000 |
| Noninterest expense | 1,903,000 | 3,864,000 | 5,475,000 | 7,277,000 |
| Provision for loan losses | -3,000 | 0 | -79,000 | -178,000 |
| Pretax income | 1,219,000 | 2,430,000 | 4,025,000 | 5,618,000 |
| Income tax | 250,000 | 499,000 | 802,000 | 1,113,000 |
| Net income | 969,000 | 1,931,000 | 3,223,000 | 4,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,000,000 | 47,187,000 | 48,479,000 | 48,855,000 |